Your question is very difficult , i will try to answer as i can. First , it cannot be an unilateral vision, whatever happened . Karma is produced by everybody , everyday. The bondage of an individual self consists in the limitation of its powers of knowledge and action. It is called “*Svarupakhyati*” because is due to the individual ignorance of the real nature of the self.This limitation necessarily involves desire. It is the root of all actions or *Karmas* and is called *Karmamala.* According to the teachings of the *Upanishads* , the three functions of the Brahman are called **creation, preservation and destruction.**(*Sristi,Sthiti,Samhara*) In the *Trika* system and the *Agamic* one , there are two other stages called *Tirodhana* and *Anugraha* which are **obscuration** and **grace.** It is spoken of as *Karma* because it is the primary cause of all kinds of its associations and experiences.It is the **self-arrogation** of the individual which is responsible for the **attachment** of merit and demerit. ***Self-arrogation is thus the soil without which the seed of Karma cannot grow.*** *Karma* is not associated with the body but with the limited self and therefore it is not destroyed with the destruction of the body.The state of *Karma* when it is about to assert itself it is called maturity or *Phalonmukhata* . The usability of *Karma* in the latter state can be destroyed by counter action such **charity, austerity penance and knowledge** if they be done long before the stage of *Phalonmukhata.* Destruction of *Karma* is one of the most essential condition of the liberated soul , but not the only one : according to the *Trika* system can be acquired by **Shiva’s Grace** when the *pashu* , the human, realizes his oneness with the *Universal Self*. If *Karma* of others afflicts us , wrong decisions of parents of others apparently destroy our life, our decisions, it is the real moment when we need to get the fruits of our past devotion , the moment when we can satisfy our self with Rudra , understanding that this life is not the ultimate reality and we will never be truly free without *Moksha*, the real knowledge of the self, **Shiva**.